Hey yall .
I was able to deposit the check in my Navy Federal Credit Union account, they placed a 5 day hold on it but they released the funds today .
I’m definitely not filing with them next year because this has been a hassle.
I would suggest using the check to open an account at a credit union & wait the 5 days. I know that’s still a long time but it’s better than the 120 days. I hope this helps
