I would like to leave it blank to give them the option of mail or direct deposit. They know about the delay if going by mail, but they don't always know which they prefer. They don't want e-filing, so a paper copy is used.. A year or so ago, there was a way to save the file so the PDF didn't have the x's. Then you could either fill it in with pen or send the field blank. That may have been "fixed" by Intuit.
