Hi - I ran into this same question tonight as I too needed to update banking info saved from a prior year to a new bank. I had to choose the third option which I believe said Other Refund Options - I recall it said something about a paper check or split accounts under this choice. When I chose this option and continued it brought me to another screen where it asked if I wanted to use my direct deposit from the prior year and here I was able to say no and enter new banking info. Hope this helps.
