My Aunt passed away in December of 2017, she was 63 at the time, and wasn't taking RMDs. She had an IRA where I was the beneficiary but I wasn't aware of it until 2024. In 2024 I took a full withdrawal and closed it out. It was only $1700. I am reading that I should have been paying RMDs, but didn't. I also see where no RMDs are required in years 2021 through 2024. I'm also reading there is a statute of limitations of 3 years? I'm totally confused on how to handle this on my taxes other than reporting the 1099R I received for closing the full account. Any help is appreciated. It sounds complicated.
