It could be beneficial to amend your tax return to include your mortgage interest and real estate tax deduction if you're able to itemize your deduction.
For 2024 tax returns, the standard deduction is $14,600 for single filers, $29,200 for married filing jointly, and $21,900 for heads of household. To make itemizing worth it, your total itemized deductions (mortgage interest, state taxes, charitable donations, medical expenses) would need to be higher than these amounts based on your filing status.
If your mortgage interest and property tax, combined with other itemized deductions, don't exceed your standard deduction amount, there wouldn't be a need to amend your return.
