After you file

So WMR shows received since 1/22, TT shows estimated DD 2/7 - I am a pather and did the 5 days early. I heard its not SBTPG doing the refund because of that, however I was curious and looked anyway and it shows Funded, with a DD of 2/26 - I have a $40 charge but no $25 charge. I am so confused.