The IRS site Where's My Refund? is the most accurate source for tracking your refund. If it says 'processing' your refund has not been sent to your bank yet.
If you chose to pay TurboTax from your Refund, your actual refund will be less than on your return, as the intermediate bank charges a fee for handling the payment to TurboTax from your refund ($40).
@indiap8981
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