After you file

So I checked my transcripts at 1:30am this morning, And I had an 846 code with refund issue date of 2-25-2025, So I checked turbotax and it went from saying accepted to pending. I checked again an hour later and it now says that my refund was delivered and I

received it five days early. However, my funds are not in my account.  Why does it say? I received it five days early if it's not even in my account ? I'm not trying to pay a $25 fee if it's not even going to be in my account today. Because paying for 5 days early means it should be in your account five days early. I will never use turbo tax again or recommend it.