So it's not based on WMR tool like everyone is suggesting. It is based off of the IRS pay instructions. Just like your work give pay instructions to your bank. A deposit comes into your bank along with the instructions like "this deposit is to be made on 2/24 at opening." Once your bank whoever that may be receives those instructions if you selected the 5 days early then you will receive it 5 days before the pay instruction date. It is sort of a scam in the sense that if your bank already offers 2 days ahead of time you are really only receiving it 3 days early. Or if the IRS does send out pay instructions just deposits and they are on top of it you may have already received it early anyways. Now if you don't receive it 5 days early you are supposed to get the $25 back if you paid that. If you get it deposited to credit karma you didn't have to pay the $25 to have the 5 days early option. I have never had WMR update before on me before I actually received the check, but I have always received my tax check 2-3 days earlier than my transcripts say. But the thing about taxes you need to know, its the government running it. It has never and will never be uncomplicated and straight forward, it will always have some curve ball, delay, inefficiency to it. I wish turbo tax would stop offering all these benefits they can't 100% control because it puts some desperate people in a tough spot like this.
