When the IRS sends your Refund to an account you no longer have, the Bank will return the funds to the IRS.
The IRS will then mail you a check.
Here's more info from the IRS:
- If the return hasn't already posted to our system, you can ask us to stop the direct deposit. You may call us toll-free at 800-829-1040, M - F, 7 a.m. - 7 p.m.
- Generally, if the financial institution recovers the funds and returns them to the IRS, the IRS will send a paper refund check to your last known address on file with the IRS.
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