After you file

I am going to get a refund. If I wait until I receive the money and then amend will I have to pay that money back? Will I be in any legal trouble? I have bills I need paid immediately when I get the money. I’m worried that the 1095-A is going to make me owe. If that’s the case am I suppose to pay it back immediately or on next years? Payment plan? This is my first time having a 1095-A and it’s confusing me as my tax situation is usually simple.