After you file

My e-file turbo tax taxes were filed on the 12th and I was just notified at 6:05 pm tonight 1/21/25 that they were accepted by the IRS. I did apply and was pre approved for a refund advance loan. It is now 9:30PM and I still do not have it. Any idea if this is normal as they advertise it happens instantly after the IRS accepts your return?