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After you file
I have not received mine yet. I filed on the 14th and was accepted by the IRS on 01/17. Last year, the IRS accepted my taxes on the 01/19 and the Refund Advance was deposited into my Credit Spend account within 60 seconds of being accepted as they stated. The past 2 years of filing has been pretty quick once they accept. This year I am not sure what's going on. TT tax tells me I filed for a paper check, which is not the case that's only for my State. I told them I selected the option to choose same method as last year for my refund which was the refund advance. When I asked them where I could find the paperwork that I had to E-sign and agree to so I could verify the method I chose they didn't provide me an answer and then proceeded to tell me (after telling me I chose the standard method (paper check) that I was denied the refund advance. Which I got them just fine the past 2 years and nothing has changed. So, I don't know what's going on, but I feel better knowing others are having this issue as well and it's not just me. Just hope its sooner rather than later otherwise I would have selected the standard direct deposit.