I have a very similar experience with my 2020 tax return. First it took til Jan 2021 to receive my refund. It was deposited into credit carma account and then immediately disappeared into an account I cannot access. I reach out to credit carma. They tell me to contact turbo tax. Which tells me to contact credit carma. Needless to say credit carma shut my account down. And I’ve yet to locate my refund. However turbo tax got their fees
