If you completed the Health Insurance Penalty section in the California return, on the screen titled "Take a look at California credits and taxes" and selected an option for an exemption from the penalty under "Couldn't afford insurance", the Learn More link next to each choice provides more information:
How do I figure out if individual coverage is unaffordable?
If you're married without children and both you and your spouse were offered health insurance through a job, it's unaffordable if the combined cost of coverage for both of you was more than 8.17% of your household income. But if either of you were offered a family plan that cost less than 8.17% of your household income, coverage was affordable.
If you were only offered coverage for part of the year, it's OK. You can calculate whether it was affordable by multiplying the monthly premium by the 12 months of the year. If that number is more than 8.17% of your annual household income, health insurance was unaffordable.
The Health Insurance Marketplace may follow up to confirm the details of the health insurance plan you or your spouse was offered through work.
A follow-up screen provides entry blocks for you to indicate for which months and which household members coverage wasn't affordable. These entries are used to populate California Form 3853.
See this Covered California article for more information about the penalty exemptions.
**Say "Thanks" by clicking the thumb icon in a post
**Mark the post that answers your question by clicking on "Mark as Best Answer"
