So, as my daughter is a dependent, I report the 1098-T and 1099-Q on my return, not hers, even though her social is listed as the recipient for both (and turbo tax instruction says to put 1099-Q on whoever's social is listed). Then, if I have, as in your example, some taxable distribution leftover that I shouldn't have taken, that $1000 or so is counted as other income on schedule 1 8z of her return, not mine, correct?
