After you file


@jjpando wrote:

Yes, everyday ordinary bank account. I toughed it out and called IRS. I was told they got more cautious on direct deposits. Even though both parties are listed on a bank account, the primary account holder has to match the primary tax filer. Must have changed policy 2 years ago when they started mailing mine. 


Thanks for returning to post the cause of your situation.  That may help others who have a joint account situation with direct deposit.