In my 1099-R with codes 1 and 8,
1. Gross distribution: $2400,
2a. Taxable amount: $0
2b. Taxable amount not determined: unchecked
Total distribution: checked.
Since there is no "Did you use your IRA to pay for any of these expenses?" screen, should I do nothing after entering the 1099-R for the 2023 return and wait until the return is accepted by IRS, then amend the 2022 return to remove the substitute 1099-R to get the refund of 10% penalty?
