After you file

If you had your fees associated with filing taxes deducted from your refund the contact SBTG and ask them to change your deposit information to recieve a check instead of going to the account that was closed. I did this because my account was also closed and Credit Karma is the worst company I've ever had to deal with and their customer service is a joke. I'm hoping this will eliminate the money being sent back to IRS as SBTG says they will issue a paper check to the address on your taxes within 10 to 12 business days from when it's received. Hope this helps.