We here in the Tax Advice Forum really have no idea what Credit Karma is doing with your Refund Advance. All we can do is pass on info so that you can get your issue resolved with them.
The Refund Advance is a Loan provided by First Century Bank against your tax refund, disbursed to you by Credit Karma. When you view/print your return, you will have Loan Documents that may provide more info.
Here's a link with Offer Details and Disclosures.
@Need info
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