A $3000 refund means you are giving the IRS an interest-free loan of $60/week or $250/month. Why not adjust your payments or withholding so you get that money each week, and either break even at tax time or owe a small amount. That way, you aren't holding your breath for that refund. Unless the $3000 refund is the only way you can save money, and you would spend it all if you had an extra $60/week in your checks.
