Hi Opus17 - Thanks for the quick response. As suspected, an amended 2019 is probably the safest bet. I just need to figure out how to do since my 2019 TT doesn't seem to work anymore.
Just a quick follow-up comment, I continued to repay the auto loan for several months after my vechile was totaled and until everything was settled. At the time, the bank said the forgiveness was less than $500 and would not be reportable. A few months after that, the bank sent a refund check for loan payments made after the accident. I guess I should have questioned their accounting and the refund at the time. Anyway, thanks again. Your response is greatly appreciated.
