The premium tax credit on your tax return can never be excess. Only advance premium tax credit that you received during the year can be excess. Excess advance premium tax credit means that the advance premium tax credit that you received during the year was more than the premium tax credit that you are entitled to as calculated on your tax return. Getting a large premium tax credit on your tax return will not make you have to repay any of it, as long as you accurately entered your income and other information, and Form 1095-A.
