" it wasn't affecting me"
an excess contribution left in through 2023 would be penalized again for 6%
Since you recharacterized your Roth contribution, you have to amend yout 2022 tax return to
- report the contribution to a traditional IRA
- file a replacement 2022 Form 5329 retracting the 6% penalty.
When done correctly, you recharacterized your original contribution, the earnings go along for the ride into the second IRA.
For this situation, your amended Form 1040-X should be annotated as follows:
"Filed pursuant to section 301.9100-2" witten at the top of Form 1040-X
@jacquegarcia2019
