@dessertrice13 yes - it is mindblowing - it is in the IRS publications
Your best bet, as stated by others, is to complete your 2023 tax return in early February, 2024. You will need to wait until you get all your tax documents, including the 1099-R from the Bank related to the Roth IRA.
What you will find is a large withholdings in Box 4. I would expect Box 2a to be zero or not determined. it will then appear as a refund at the bottom of the 2nd page of Form 1040. Be sure to e-file and request direct deposit of the refund - as that makes it go faster. Figure 3-4 weeks from the time you file until it is deposited in your bank account, in most circumstances.
Be very mindful of the distribution code in Box 7 as that will help the preparer determine how to treat this distribution. But the key is that if you are confident that the distribution is less than your contributions, it is tax free with no penalty.
there are no 10% penalties for anyone over 59.5 years old in any circumstance, if that helps any.
https://www.irs.gov/pub/irs-pdf/f1099r.pdf
