With my 2022 federal return, has now happened four years in a row, get IRS 12C letter asking for a copy of my 1099-SSA witholding and my 1099-R IRA withholding. Send those copies in and then receive originally requested refund amount. I have taxes withheld from both accounts because in some years I have 1099-NEC consultant earned income, from which taxes are not withheld, and I hate having to pay additional when doing my taxes.
