We had taxes taken out for the entire withdrawal (to clarify, not a loan, it was a withdrawal, didn't repay) the first year, but of course, they were basically refunded that year. We had to pay the last 2 years, due to the thirds putting us in a higher bracket, but the 3 year split is now complete. We have always received refunds up until the Covid withdrawal and should be getting refunds moving forward. I don't feel we should have to pay this, when it should be known that this is the last year for the 3 year reporting split for all filers. Has anyone looked into this?
