IRA contributions after you file

Hi community,

 

I have already filed my taxes for 2022.

 

I wanted to open a traditional IRA account and rollover the funds into a backdoor ROTH IRA. Due to high MAGI and employer 401k, I can’t open a normal Roth IRA and can’t deduct taxes on a traditional IRA.

 

I understand I can contribute to a traditional IRA for the 2022 tax year until April 18 2023. I had a few questions regarding this.

 

1. As long as I contribute to the traditional IRA before April 18, can I rollover to backdoor at any point in time, even after April 18?

2. Do I need to amend my filed return for 2022, considering I am not deducting my contributions?

3. What is my 8606 obligation? Do I have to send my 2022 contribution in this form now, or can I fill the 2022 and 2023 contributions together on a 8606 when I file my 2023 taxes in 2024?

 

Best wishes