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After you file
No useful explanation - see my quote from prior post - “…the amount entered was incorrect…”. And no home buying in the 2008 period. I did scrape up my courage and call the IRS. I was dreading them asking me a tax related question and me having nothing but “uhhhhhh”. But it went well, very nice lady but we didn’t solve it. She did ask me about that home buyer program btw. The one thing she did mention is that the tax tables aren’t always the only thing used to calculate tax owed. She said something about qualified dividends might affect this. I did have some dividend income - around 3000. She was unsure how exactly that applied and I didn’t know what to ask. Hopefully this is a clue.
I will go ahead and request that transcript. Thanks everyone.