Here is a handy IRS document that may clarify your FBAR concerns. You may also check the information given on this site to find out if you filed a previous FBAR. There is a phone number listed to check if that number is still in service.
Follow these instructions to explain your reason for filing late. If you’re using a compliance option, such as the Streamlined Filing Compliance Procedures, follow the instructions for the specific compliance option. You may use the reasons you mentioned as these are legitimate reasons for not reporting these on a FBAR report. If this isn't listed in the drop-down as suggested, you may wish to use "other" and explain your reason for not reporting.
It does mention in the link that you provided that you will not be imposed a penalty for failing to report the FBAR's if you properly reported on your U.S. tax returns, and paid all tax on, the income from the foreign financial accounts reported on the delinquent FBARs and have not been contacted by the IRS. You are not liable for any penalties if you are in complete compliance in reporting these on your tax returns.
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