After you file

Try this. It worked for me.

 just got off the phone with them. I needed to delete the form and the worksheets and then go back to my return and answer the questions again and it fixed it. To delete the form, go to tools, more tools and delete forms. You have to delete the 8915 form the the worksheets related to the 2020 distributions. After I did this, it fixed the issue and my return is now accepted