No, it is not true that interest on a loan to purchase solar panels can be claim as a deduction as Home Mortgage Interest because it des not hold a lien on the house.
You COULD refinance or take a HELOC (Home Equity Line Of Credit) against the house and use it to purchase solar panels, in which case the total interest of the loan WOULD be eligible. But as a separate loan, no.
If the property is a rental, you CAN claim the interest, but in this situation, the amount of interest paid would be entered as a rental expense, not in the 1098 section.
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