After you file

So your Part I Smart Worksheet has nothing checked in the Taxpayer column, not even NO for Were any employer contributions made to your MSA(s)?

"I thought I could contribute $7300 for the year as long as I was covered by a HDHP any portion of the year. " Actually, this would be true if you were covered on December 1, 2022. The "last-month rule" allows you to use the annual HSA contribution limit, no matter how few months you were covered. But you had to be covered on December 1st to do this.

OK, the fact that you are showing some evidence of having an MSA in TurboTax when you clearly don't, leads me to the nuclear option. We (well, you) are going to delete all HSA and MSA data in your return, and then you will start the HSA interview over again.

To delete all HSA and MSA data:

1. make a copy of your W-2(s) (if you don't have the paper copies) (yours and spouse's)

2. delete your W-2(s) (use the garbage can icon next to the W-2(s) on the Income screen)

*** Desktop***

3. go to View (at the top), choose Forms, and select the desired form. Note the Delete Form button at the bottom of the screen. 

*** Online ***

3. go to Tax Tools (on the left), and navigate to Tools->Delete a form

4. delete form(s) 1099-SA (if one), 8889-T and 8889-S (if one), and 8853-T (and -S, if one)

5. go back and re-add your W-2(s), preferably adding them manually

6. go back and redo the entire HSA interview. 

The 8853 may be created as part of the HSA processing as an empty worksheet - if so, that's OK. But line 4 having anything other than zero is a problem.

Let me know how it goes.