After you file

Join the party.   That is their modus operandi.  Been trying since 2020 to get my refund.   I pulled up my return on the computer just to double check routing numbers and, low and behold,  at the end of the return I discovered a contract that says refund specifically to be deposited to my personal bank account.   I printed it out because that wasn't included in the printout I did for my records, and, unfortunately,  I didn't know about it when I wrote to several agencies.  Sent a copy to the Financial Services Bureau of the IRS that did a tracer on where the funds supposedly are which listed a Green Dot Bank number which I am told is nonexistent and also unable to access their automated phone system there & with Santa Barbara Tax Products  Group.   Awaiting the Bureau's response.   Maybe you might want to pull up return and check the end for same info.