Thank you @DaveF1006 ! It all makes sense to me now. I wanted to mark your answer as "Mark as Best Answer" (as suggested). But I did not find where to click for it . It is just sad that TT invents the dates. Looks like some guinea-pigs customers are needed to see if the "Reject Code F8960-019-04" issue is fixed by IRS on 02/19/23 .
Thank you again
