There could be many reasons for the amount of the deposit to be less. Critter-3 indicated one reason which is a delinquency of a debt. There is also the delayed refund release for certain credits which could be your situation.
Those delinquent debts would be one of the following:
- Student loans, VA loans, federally sponsored loans, federal or state tax debt, child support, alimony to name most of them.
If you claimed the Earned Income Tax Credit (EITC) or the Additional Child Tax Credit (ACTC), you can expect to get your refund by February 28 if:
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