After you file

That is the essence of possible collusion towards an illegal bate and switch. We were offered  an advance on a refund and accepted fund availability upon IRS acceptance of our return, not upon IRS refund disbursement. Otherwise why would one not just deposit to their own bank & pay turbotax fees outright. That enticement is the essence of bate and switch. Now, they hold and millions of dollars which on a daily basis is significant. Plus I'm assuming when I try to close my account and transfer my return to my bank, they will charge another transaction fee. Although TubTax already charged approximately 39.00 for a processing fee.