Exact same scenario for me..I was advised there is no refund advance application on file for me. Obviously, my next question was why is my tax refund being deposited into a credit karma account? I was taken to the CK page to open that account for the advance I applied for to be deposited into..I know what happened I was there lol. Why would I put my money there rather than the checking account I have had for 8 years? The rep then says well..what you applied for was the refund to be up to 5 days sooner..uh ok. long story short My taxes were accepted 2/1..approved 2/3 and the IRS wheres my refund site..along with my IRS tax transcripts say " YOUR REFUND WILL BE DEPOSITED INTO YOUR FINANCIAL INSTITUTION ON 2/8/23 which is in 3 days. So that blows the 5 day early theory..matter of fact i got a pop up today that says " If you elected to have your Turbo Tax fees taken out of your refund you will not be eligible to receive your refund early". I honestly am sitting here in complete amazement as to how in thee hell I ended up here. I can read and comprehend most things..I mean I graduated nursing school with honors. So I gathered up the courage to see what cluster is in my near future if/when I get my refund into this wonky ass checking account:
Credit Karma has not acknowledged my refund was approved 2 days ago.
I have no debit card (7-10 business days) and no option to create a virtual card..that is only available to people who were approved for the advance.
There is a $500 daily withdraw limit. well if you are lucky enough to have a card you can use to withdraw that $500.
When you deposit money into the account is takes 2-3 business days to become available.
It takes 2-3 business days to transfer money to another account.
This is where I just had to stop reading. I'm sure it gets better. SOOOO.. now I am having a glass of wine having a talk with myself before I call these people and explain to them what we are going to do on 2/8/23..and not go to jail lol..This is a nightmare I can't wake up from it's insanity.
