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After you file
So even though I haven't put anything through the insurance yet, its still better to put it back into the HSA rather than simply not putting any claim into the dental insurance? I asked this question in a separate question, not sure anyone would see this as a reply. I have not received any reimbursement from the insurance because I have not put any claims through the insurance as yet. This is the second go round for my son who did orthodontia through the same insurance company many years earlier and we reached the lifetime max at that time. I was told by the insurance company when the orthodontist just inquired by phone, that my employer was different back then and now under the new employer the lifetime max started back to zero. I did not know that before I paid for this orthodontist using my HSA. Please reply.