So if I paid a dentist with the HSA, and later found out that the insurance will cover a portion of the total (50% up to a max of $3,000) which I didn't know at the time, can I just not put it through my insurance and never get reimbursed from the insurance in the first place? If I'm not reimbursed by the insurance, then the orthodontia work is still a qualified dental expense? Please advise.
