Xtina1998,
I'm pretty sure you have made a purchase on your credit card where the transaction shows up immediately.
Do a return and it takes days for it to post. This is exactly what they are doing. Keeping your money as long as possible so they can get a return on it. ( 1 million customers x $1000 average return = 1 billion x 1% interest = 1 million dollars they make.). Then they charge you a $39 processing fee. 39 million dollars up front. WTF.
