After you file

Most customers receive funds for Refund Advance within 15 minutes after IRS E-file acceptance. Estimated IRS acceptance begins around 1/23/23.

Here’s how to apply for the TurboTax Refund Advance:

• Before you file, choose Refund Advance^† for your refund option.
• Open a checking account with Credit Karma Money. If approved, your Refund Advance could be deposited into your checking account instantly after the IRS accepts your return¹. You may access the funds immediately online through a virtual card after you add it to your mobile wallet and your physical Credit Karma Visa®️ DebitCard_⁵ should arrive in 7-14 days.
• Once the IRS processes your return, the remainder of your refund (minus the Refund Advance loan amount and any TurboTax fees, if applicable) will be loaded into your Credit Karma Money checking account  – this is typically within 21 days.