I had the same exact problem to a tee, my 1040 form showed my routing number as MVB bank, which I have never used, turns out turbotax thought it was a good idea to put my return in a Credit Karma account even though I specifically remember typing in my own routing because I had to go to the physical bank and have the info printed off. That is neither here nor there because if you type in "Credit Karma Money Spend Account" and go to the first link and sign in with turbotax info then your return should just be sitting there waiting.
