I contributed to Roth IRA in 2020, but when I did my taxes for that year in 2021, TurboTax told me I could not contribute to Roth because my income for that year exceeded the limit for Roth contributions. So I had the contribution and all its earnings recharacterized as Traditional IRA on February 2021. Now TurboTax is telling me that I over-contributed to IRA for 2020, and the amount it's saying I was over looks like the earnings from the contribution for 2020 before it was recharacterized, even though the earnings were also recharacterized. Is this correct? Do I really need to take this amount from my IRA?
