@Trooper2 you can check the social security issue by reviewing the original return
Divide Box 5b by 5a. if this is less than 85%, then adding the $20,000 to your income will add more to box 5b, so the result gets closer to or acheives 85%. I would expect that explains the entire $7,000.
If Box 5b divided by 5a is already 85% before adding in the $20,000 then the problem is elsewhere.
