if you can, it would be best to go online to your bank a/c to make sure the deposit has cleared. banks can hold funds for several days. if you specified that your Turbotax fees are to be taken out of your refund, the refund goes to a third-party bank to split it and then forward your portion by ACH to the a/c you specified on your return. should there be an error in the routing or a/c number then the refund goes back to the IRS and they will send you a check which will take a while for you to receive
