After you file

@@Critter- 

 

<<The processing bank has as standing arrangement with other processing banks and financial institutions  to "grab"  refunds to satisfy non income tax debts such as back mortgage payments, current or prior year refund loans or fees as well as a variety of other financial debt>>

 

is this published anyware.  I'd be SHOCKED if this were true (I used to work in Banking).  Obviously the fees related to the tax processing are disclosed but I suspect there are a variety of regulatory discloure requirements that SBTG would have to provide and before deducing any other fee or debt beyond those related to the Turbo Tax Services.  There are a myriad of regulatory disclosures necessary to be a debt-collector ("mortage payments", "refund loans").  If it were not disclosed, the CFPB (Consumer Financial Protection Board) would be all over this in a heartbeat.