After you file

@SelvamTax - interesting..... is this a Bank or a Credit Union?

 

the only reason I am asking (and really for my own interest) is that my understanding is that whether Checking or Savings is checked, if it is a Bank, it's not going to matter as the Bank will process the debit.   If it is a Credit Union, then it's important to check the correct type of account, or bad thing happen. 

 

if you state this is a Bank, then what I have been told in the past is not correct

 

this is really an issue between you and your financial institution.  Sounds like their ACH rules are to do a match on the account number and account type before accepting the debit.  Did you talk to the bank on what their policy is?