We're both over 55 and met the maximum allowed between the 2 of us.
The problem is the Form 5498-SA which does not match my W2 HSA declared in our 2021 tax return. If the IRS uses and adds up all the Form 5498 amounts, it will show we're over the max allowed because of this erroneous credit done by the custodian. Isn't that an issue for audit? It's an excess but it's not MY contribution. FWIW, the amount is small ~$250+.
