david4286608
Returning Member

file amended return by October to fix Roth contribution with refund delayed

Hello,

 

I have already filed my 2021 return in March. The IRS website said that it could take up to 6 months to process returns like mine because it involved 1042-S. 

 

I am in a rush because I made excessive contribution to my Roth IRA in 2021 and am hoping to correct it by October 15 to avoid 6% penalty. But I cannot file an amended return before my original return is processed. What if my original return is not processed until after the extended deadline? Then I would be forced by IRA to be late? 

 

Is there a solution?